· Kisti and collections
Predicting a default before it happens: six signals in your own data
Partial payments, slipping payment dates, ignored reminders and channel switches — how to score risk and act two months early.
Blog
Installments and collections
Schedules, reminders, reconciliation and recovery — the cash engine of a Bangladeshi development business.
6 articles
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· Kisti and collections
WhatsApp kisti reminders: templates, timing and the rules that keep you compliant
Utility template approval, the customer service window, a reminder cadence that works, and the opt-out handling that protects your number.
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· Kisti and collections
Reconciling bKash, Nagad, bank and cash against one kisti ledger
Why MFS payments break naive reconciliation, how to match a TrxID to an installment, and how to handle partial and excess payments.
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· Kisti and collections
An overdue kisti recovery playbook that does not burn the buyer relationship
Day 3, day 15, day 45 and day 90 — what to send, who calls, when to escalate, and when cancellation is the right answer.
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· Kisti and collections
Building a flat installment schedule that does not live in Excel
A worked 60-month kisti schedule in BDT, the four ways spreadsheet versions of it go wrong, and what replaces them.
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· Kisti and collections
Kisti collection: the operating system of a Bangladeshi developer
How to build an installment schedule, chase it without a call centre, and see overdue exposure before it becomes a cash problem.
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